A Friendly Guide to Buying Your Dream Home with Micasa Realty
Jerwin M. | July 26, 2024
Hello there! I'm Jerwin, the proud owner of Micasa Realty, and I'm excited to share this friendly and straightforward guide to help you buy your dream home. Whether you're a first-time homebuyer or looking to invest in a new property, we've got you covered every step of the way. Buying a house can seem daunting, but with Micasa Realty, the process is smooth and hassle-free.
Step 1: Property Inquiry
The journey to owning your new home begins with a simple inquiry. Reach out to one of our friendly sales representatives at Micasa Realty. We’ll provide you with all the details you need about the properties you're interested in. This includes information on location, total contract price, available discounts, house models, amenities, deliverables, and financing options. Our team is here to answer all your questions and offer additional property options that match your preferred location and budget. We want you to have the best selection without any regrets.
Step 2: Pre-Qualification
Next, we’ll help you determine your eligibility for financing. Our sales agents will assess your financial situation to see if you qualify for a loan through PAG-IBIG, a bank, or direct financing. We consider factors such as your monthly income, marital status, and any other relevant details. This pre-qualification process ensures that you can comfortably afford the property and helps prevent any legal issues during the transaction. Our goal is to set you up for success with a smooth loan approval process.
Step 3: Project Viewing
Now comes the exciting part—viewing the properties! We offer free tripping services so you can see our model units in person. This is your chance to assess the location and quality of the homes. It’s important to check if the units meet your expectations and envision yourself living there. To ensure we can accommodate you, please contact us in advance to schedule your visit. Seeing the property firsthand is a crucial step in making sure it feels right for you and your family.
Step 4: Unit Reservation
Once you've found the perfect home, it's time to reserve your unit. You'll need to fill out a registration or purchase application form and provide reservation requirements like two valid IDs, proof of billing, a recent payslip, and a birth certificate (or a marriage certificate if you're married). A reservation fee will secure your chosen unit. Our sales department will follow up with a brief call to confirm the details of your purchase and answer any additional questions you might have.
Step 5: Submission of Requirements
After reserving your unit, you have 30 days to complete all the necessary documents to finalize your purchase. The specific requirements depend on your employment status—whether you're locally employed, self-employed, or an Overseas Filipino Worker (OFW)—and the financing scheme you choose. We understand that gathering these documents can be a bit overwhelming, but don’t worry! Our team at Micasa Realty is here to assist you throughout this process, making it as smooth as possible.
Step 6: Unit Turnover or Move-In
The most exciting moment of all—moving into your new home! Once your unit is fully constructed, your loan is approved, and the developer has given the green light, it’s time to move in. Before you do, make sure to inspect the property to ensure it meets all the promised deliverables. Some developers may require a move-in fee to cover expenses like electricity and water installation, as well as fire safety measures. But don’t worry, we’ll guide you through every detail to make sure everything is in order.
Celebrate Your New Home
And that’s it—congratulations! You are now the proud owner of a beautiful new home. At Micasa Realty, we are honored to have been a part of your journey to homeownership. We believe in making this experience as joyous and seamless as possible. Remember, our relationship doesn’t end here; we’re always here to support you with any future needs or questions.
Why Choose Micasa Realty?
At Micasa Realty, we pride ourselves on our personalized approach to real estate. Our motto, 'Building relationships, not just houses,' underscores our dedication to prioritizing our clients' needs and creating lasting connections. We understand that buying a home is one of the biggest decisions you'll make, and we're here to ensure it’s a positive and fulfilling experience. Our clients’ positive feedback and referrals speak volumes about the trust and confidence they have in us.
Whether you’re looking for a cozy starter home or an investment property, Micasa Realty is dedicated to helping you find the perfect place. Our team of experienced agents is here to provide expert guidance and support every step of the way.
Thank you for considering Micasa Realty for your real estate needs. If you have any questions or need further assistance, please don't hesitate to contact us. And if you found this guide helpful, feel free to share it with anyone who might be in the market for a new home. We’re here to help, and we look forward to welcoming you to the Micasa Realty family!
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